dividend rates
| Share Accounts |
| Effective Date: July 31, 2010 |
| Account Type | Account Minimum | Dividend Minimum | Dividend Rate | Annual Percentage Yield (APY) |
| Regular Shares |
$50.00 |
$150.00 |
0.15% |
0.15% |
| Summertime Savings* |
$50.00 |
$50.00 |
2.96% |
3.00% |
| * With payroll deposit, maximum amount of deposit per month $2,000.00 |
| The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period. |
| Youth (Savings) Share Accounts |
| Effective Date: July 31, 2010 |
| Term | Account Minimum | Dividend Minimum | Dividend Rate | Annual Percentage Yield (APY) |
| Tier 1 |
$499 - below |
$499 - below |
0.25% |
0.25% |
| Tier 2 |
$500.00 |
$500.00 |
0.50% |
0.50% |
| Tier 3 |
$1,000.00 |
$1,000.00 |
0.75% |
0.75% |
| Tier 4 |
$1,500.00 |
$1,500.00 |
1.00% |
1.00% |
Minimum balance for MoneyLand and Money101 is $5.00. Minimum balance for Money$mart is $25. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
.25% APY rate bonus when account balance reach $500.00, $1,000 and $1,500. |
| Regular Share IRA |
| Effective Date: July 31, 2010 |
| Level | Account Minimum | Dividend Minimum | Dividend Rate | Annual Percentage Yield (APY) |
| Tier 1 |
$50.00 |
$50.00 |
0.15% |
0.15% |
| Tier 2 |
$2,500.00 |
$2,500.00 |
0.35% |
0.35% |
| Tier 3 |
$10,000.00 |
$10,000.00 |
0.45% |
0.45% |
| Tier 4 |
$20,000.00 |
$20,000.00 |
0.65% |
0.65% |
| Tier 5 |
$50,000.00 |
$50,000.00 |
0.75% |
0.75% |
| Tier 6 |
$100,000.00 |
$100,000.00 |
0.85% |
0.85% |
| The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period. |
| Money Market Account |
| Effective Date: July 31, 2010 |
| $1,000 Minimum |
| Term | Account Minimum | Dividend Minimum | Dividend Rate | Annual Percentage Yield (APY) |
| Tier 1 |
$1,000.00 |
$1,000.00 |
0.15% |
0.15% |
| Tier 2 |
$2,500.00 |
$2,500.00 |
0.35% |
0.35% |
| Tier 3 |
$10,000.00 |
$10,000.00 |
0.45% |
0.45% |
| Tier 4 |
$20,000.00 |
$20,000.00 |
0.65% |
0.65% |
| Tier 5 |
$50,000.00 |
$50,000.00 |
0.75% |
0.75% |
| Tier 6 |
Over 100000 |
Over 100000 |
0.85% |
0.85% |
| The rates above are variable, subject to change without notice, and are anticipated rates and annual percntage yields for the current dividend period. |
| Certificate Accounts |
| Effective Date: July 31, 2010 |
| $2,000 Minimum |
| Term | Dividend Rate (Classic/Bronze) | APY (Classic/Bronze) | Dividend Rate (Silver) | APY (Silver) | Dividend Rate (Gold) | APY
(Gold) |
| 6 Month Certificate |
0.65% |
0.65% |
0.70% |
0.70% |
0.75% |
0.75% |
| 12 Month Certificate |
0.85% |
0.85% |
0.90% |
0.90% |
0.95% |
0.95% |
| 24 Month Certificate |
1.54% |
1.55% |
1.59% |
1.60% |
1.64% |
1.65% |
| 28 Month Certificate |
1.86% |
1.88% |
1.86% |
1.88% |
1.86% |
1.88% |
| Online Certificate Special | 28 Month Certificate can only be opened via Foothill's home banking, FOOTHILL@HOME. If you currently do not have online banking, please call us at 626.445.0950 to set-up access. Maximum deposit of $250,000. | |
| 36 Month Certificate |
1.93% |
1.95% |
1.98% |
2.00% |
2.03% |
2.05% |
| 48 Month Certificate |
2.32% |
2.35% |
2.37% |
2.40% |
2.42% |
2.45% |
| 60 Month Certificate |
2.62% |
2.65% |
2.66% |
2.70% |
2.71% |
2.75% |
| Youth Saver Certificate |
| Effective Date: July 31, 2010 |
| $25 Minimum |
| Term | Dividend Rate | Annual Percentage Yield (APY) |
| 12 Month Certificate |
1.05% |
1.05% |
| Additional $25 deposits will be allowed at anytime. One penalty free withdrawal during 12-month term. Only Youth Account members are allowed to have a Youth Saver Certificate. |
| Traditional and Roth Individual Retirement Accounts |
| Effective Date: July 31, 2010 |
| $2,000 Minimum |
| Term | Dividend Rate (Classic/Bronze) | APY (Classic/Bronze) | Dividend Rate (Silver) | APY (Silver) | Dividend Rate (Gold) | APY
(Gold) |
| 12 Month Certificate |
0.85% |
0.85% |
0.90% |
0.90% |
0.95% |
0.95% |
| 24 Month Certificate |
1.54% |
1.55% |
1.59% |
1.60% |
1.64% |
1.65% |
| 36 Month Certificate |
1.93% |
1.95% |
1.98% |
2.00% |
2.03% |
2.05% |
| 48 Month Certificate |
2.32% |
2.35% |
2.37% |
2.40% |
2.42% |
2.45% |
| 60 Month Certificate |
2.62% |
2.65% |
2.66% |
2.70% |
2.71% |
2.75% |
| Jumbo Certificates and IRA Accounts |
| Effective Date: July 31, 2010 |
| $50,000 Minimum |
| Term | Dividend Rate | Annual Percentage Yield (APY) |
| 6 Month Certificate |
0.80% |
0.80% |
| 12 Month Certificate |
1.00% |
1.00% |
| 24 Month Certificate |
1.69% |
1.70% |
| 36 Month Certificate |
2.08% |
2.10% |
| 48 Month Certificate |
2.47% |
2.50% |
| 60 Month Certificate |
2.76% |
2.80% |
| NOTE: Jumbo rates are offered only on "certificate" account balances of $50,000 or more. |
Rates and terms are subject to change without notice. Share deposits are insured by the NCUA to a maximum of $250,000. IRA's are insured separately by the NCUA to a maximum of $250,000. There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account. There may be an additional IRS penalty for early withdrawal of IRA funds.
Your savings are federally insured to at least $250,000 and backed by the full faith and Credit of the United States Government; NCUA-National Credit Union Administration, a U.S. Government Agency.
Combined Share or Loan Balances: $0.00-$3,499.99- Classic Member, $3,500.00 - $9,999.99 - Bronze Member, $10,000.00-$19,999.99-Silver Member and balances over $20,000-Gold Member.
