Loan Resources
Other Credit Card Options
Classic MasterCard®
Looking for flexible spending power and worldwide acceptance? FFCU's Classic MasterCard® can deliver the financial freedom and convenience that you're looking for:
- Low annual fee of $10 (Annual fee waived for Gold & Silver memberships)
- Low variable interest rate
- 25-day grace period on purchases
- No cash advance fees
| Interest Rates and Interest Charges | |
|
Annual Percentage
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Platinum: 10.25% This APR will vary with the market based on the
Prime Rate Classic: 13.25% This APR will vary with the market based on the Prime Rate Secured Credit Builder: 17.90% |
|
APR for Balance Transfers |
Platinum: 10.25% This APR will vary with the market based on the Prime Rate Classic: 13.25% This APR will vary with the market based on the Prime Rate Secured Credit Builder: 17.90% |
|
APR for Cash |
Platinum: 10.25% This APR will vary with the market based on the Prime Rate Classic: 13.25% This APR will vary with the market based on the Prime Rate Secured Credit Builder: 17.90% |
| How to Avoid paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
| FEES | |
| Annual Fee |
Platinum: None
Classic: $10.00 (waived for Gold and Silver memberships)
Secured credit Builder: $10.00 (waived for Gold and Silver memberships) |
|
Transaction Fees |
Balance Transfer: None |
| Penalty Fees |
Late Payment: $28.00
Over-the-CRedit Limit: None
Returned Payment: $28.00
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How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)" The information about the costs of the cards described in this application are accurate as of July 1, 2010. This information may have changed after that date. To find out what may have changed, call us at 626.445.0950 or write to us at P.O. Box 660130, Arcadia, CA 91066-8042. |
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