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| Checking Accounts | ||||
| Effective Date: February 4, 2012 | ||||
| Account Type | Account Minimum | Dividend Minimum | Dividend Rate | APY |
| Performance Checking | $0.00 | N/A | N/A | N/A |
| Prestige Checking* | $0.00 | $1,500.00 | 0.10% | 0.10% |
| MyChoice Checking** | $0.00 | <$2,500 | 2.96% | 3.00% |
| $0.00 | $2,500.01-$5,000 | 1.98% | 2.00% | |
| $0.00 | $5,000.01-$10,000 | 1.00% | 1.00% | |
| $0.00 | >$10,000 | 0.50% | 0.50% | |
| *Fees could reduce earnings on account. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period | ||||
| ** Annual Percentage Yield (APY) paid on balances if required qualifications are met each month. If the qualifications are not met, then no dividends are earned; however, your account will still function as a free checking account. | ||||
